Retail Finance Programs

No Interest with Equal Payments for 50 Months No Interest with Equal Payments for 50 Months offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $3,500 between 5/1/12 and 6/30/12. A minimum purchase amount of $3,500 is required. During the 50 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. See dealer for details. Note: Offer valid on the purchase of any new Simplicity lawn and garden manufacturer products over $3,500 or more.
2.90% for 60 Months (Equal Payments) 2.90% Reduced APR for 60 Months offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $2,000 between 5/1/12 and 6/30/12. A minimum purchase amount of $2,000 is required. A Reduced APR of 2.90% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.790% of the purchase amount is due each month. If any required minimum payment due is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. Note: Offer can be used on any New Simplicity manufactured lawn and garden equipment product over $2,000 or more.
12 Months Deferred Interest with Payments 12 Months Deferred Interest with Payments Due offer valid subject to credit approval on a Yard Card or Yard Card Plus credit card account on purchases over $500 or more between 5/1/12 and 6/30/12. A minimum purchase amount of $500 is required. During the promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on your billing statement. If minimum monthly payments are made you will not pay off the balance in the 12 month promotional period. The deferred interest period will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period or if your account becomes 60 days past due. After the deferred interest period expires, the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the then current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99%-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $50 will be applied to the account for this transaction. See dealer for details. Note: Offer can be used on any New Simplicity lawn & garden manufactured product over $500 or more.
6 Months Deferred Interest with Payments 6 Month Deferred Interest with Payments offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account on purchases made between 5/1/12 and 6/30/12. During the promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on your billing statement. If minimum monthly payments are made you will not pay off the balance in the 6 month promotional period. The deferred interest period will start on the date of purchase and end when paid in full or at the expiration of the 6 month period, whichever comes first. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 month promotional period or if your account becomes 60 days past due. After the deferred interest period expires, the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the then current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99%-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. See dealer for details. Note: Offer can be used on any New Simplcity lawn and garden manufactured products.
No Interest with Equal Payments for 24 Months No Interest with Equal Payments for 24 Months offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $1,500 made between 5/1/12 and 6/30/12. A minimum purchase amount of $1,500 is required. During the 24 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. See dealer for details. Note: Offer valid on the purchase of any new Simplicity lawn and garden manufacturer products over $1,500 or more.
No Interest with Equal Payments for 36 Months No Interest with Equal Payments for 36 Months offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $2,000 made between 5/1/12 and 6/30/12. A minimum purchase amount of $2,000 is required. During the 36 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. See dealer for details. Note: Offer valid on the purchase of any new Simplicity manufactured lawn and garden products over $2,000 or more.
	The Yard Card The Yard Card program is a revolving private label consumer credit card program created for the Lawn and Garden Industry. With strong partnership support from numerous manufacturers in the industry, this program has grown to well over 6,000 dealers nationwide. More information and online application »

No Interest with Equal Payments for 50 Months

No Interest with Equal Payments for 50 Months offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $3,500 between 5/1/12 and 6/30/12. A minimum purchase amount of $3,500 is required. During the 50 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. See dealer for details.

Note: Offer valid on the purchase of any new Simplicity lawn and garden manufacturer products over $3,500 or more.

2.90% for 60 Months (Equal Payments)

2.90% Reduced APR for 60 Months offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $2,000 between 5/1/12 and 6/30/12. A minimum purchase amount of $2,000 is required. A Reduced APR of 2.90% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.790% of the purchase amount is due each month. If any required minimum payment due is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction.

Note: Offer can be used on any New Simplicity manufactured lawn and garden equipment product over $2,000 or more.

12 Months Deferred Interest with Payments

12 Months Deferred Interest with Payments Due offer valid subject to credit approval on a Yard Card or Yard Card Plus credit card account on purchases over $500 or more between 5/1/12 and 6/30/12. A minimum purchase amount of $500 is required. During the promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on your billing statement. If minimum monthly payments are made you will not pay off the balance in the 12 month promotional period. The deferred interest period will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period or if your account becomes 60 days past due. After the deferred interest period expires, the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the then current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99%-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $50 will be applied to the account for this transaction. See dealer for details.

Note: Offer can be used on any New Simplicity lawn & garden manufactured product over $500 or more.

6 Months Deferred Interest with Payments

6 Month Deferred Interest with Payments offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account on purchases made between 5/1/12 and 6/30/12. During the promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on your billing statement. If minimum monthly payments are made you will not pay off the balance in the 6 month promotional period. The deferred interest period will start on the date of purchase and end when paid in full or at the expiration of the 6 month period, whichever comes first. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 month promotional period or if your account becomes 60 days past due. After the deferred interest period expires, the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the then current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99%-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. See dealer for details.

Note: Offer can be used on any New Simplcity lawn and garden manufactured products.

No Interest with Equal Payments for 24 Months

No Interest with Equal Payments for 24 Months offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $1,500 made between 5/1/12 and 6/30/12. A minimum purchase amount of $1,500 is required. During the 24 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. See dealer for details.

Note: Offer valid on the purchase of any new Simplicity lawn and garden manufacturer products over $1,500 or more.

No Interest with Equal Payments for 36 Months

No Interest with Equal Payments for 36 Months offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $2,000 made between 5/1/12 and 6/30/12. A minimum purchase amount of $2,000 is required. During the 36 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99%-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. See dealer for details.

Note: Offer valid on the purchase of any new Simplicity manufactured lawn and garden products over $2,000 or more.

The Yard Card

The Yard Card program is a revolving private label consumer credit card program created for the Lawn and Garden Industry. With strong partnership support from numerous manufacturers in the industry, this program has grown to well over 6,000 dealers nationwide.

More information and online application »

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